According to a report by Future Market Insights, the global digital commerce platform market is expected to grow from $16.1 billion in 2026 to $92.2 billion by 2036, with a CAGR of 19.1%. AI and compliance are becoming core variables in platform competition.
Physical retail and e-commerce are accelerating their integration, and new technologies such as AR, frictionless payments, and facial recognition are reshaping the consumer industry. This article analyzes the business logic of digital transformation and the global regulatory challenges it faces.
In 2026, the global banking industry is undergoing structural transformation driven by artificial intelligence, digital payments, and stablecoins. Based on reports from institutions such as Deloitte and the International Monetary Fund, this article analyzes how the macroeconomic environment, bank business models, and regulatory landscapes jointly shape the future of digital finance.
The super app market is expanding rapidly and is projected to reach $592.1 billion by 2033. This article analyzes why super apps have become digital economy infrastructure, as well as their impact on business models, the competitive landscape, and regulatory systems.
Explore the balance between openness and sovereignty in digital trade governance, analyze cross-border data flows, AI competition, and changes in the global regulatory landscape, and provide strategic references for decision-makers in the digital economy.
In January 2025, global digital economy policies entered a period of high-frequency adjustment. Based on authoritative data from Digital Policy Alert, this article analyzes the latest trends in AI regulation, data governance, and platform competition, as well as their impact on business models and global markets.
This article analyzes how payment technology is reshaping global commerce through mobile wallets, open banking, and real-time payments, and explores its impact on business models, competition, and regulation in the digital economy.
This article analyzes, from the perspective of the digital economy, how emerging retail technologies (AR, frictionless checkout, facial recognition, etc.) are transforming business models, data value, and the competitive landscape, and explores the resulting legal and regulatory risks.
Based on Appinventiv's latest report, analyze the major trends in fintech after 2026, and how they impact the digital economy, business platforms, and data governance.
Based on Appinventiv's report "20+ FinTech Trends to Watch in 2026 and Beyond," this article provides an in-depth analysis of how key trends such as artificial intelligence, embedded finance, and open banking are reshaping the global digital economy landscape, and explores business model transformation, platform competition, and regulatory directions.
The local super-app model integrates the 15-minute city concept with digital platforms, led by the public sector, exploring new paths for a sustainable and inclusive urban digital economy.
The global e-commerce market continues to expand, mobile devices dominate traffic, AI reshapes the shopping experience, and platform competition intensifies. This article provides an in-depth analysis of e-commerce transformation in the digital economy.
A recent bibliometric study has systematically mapped the evolutionary path of research on sustainable development in the global digital economy. The study identifies three major stages, core themes, and future directions, pointing out that carbon emission reduction and energy management are becoming the emerging cores of digital economy research, with the next frontier being green innovation and digital ecosystem integration.
In 2026, fintech will present key trends such as AI-driven innovation, the proliferation of embedded finance, and the acceleration of central bank digital currencies. These trends will deeply affect the business models, platform competition, and regulatory landscape of the digital economy.
According to the latest report from Precedence Research, the global open banking market size is expected to grow from $35.72 billion in 2025 to $240.31 billion in 2035, with a compound annual growth rate of 21%. Behind this growth are the combined drivers of the API economy, fintech, and regulatory frameworks. Open banking is becoming a core variable in the reconstruction of financial infrastructure in the digital economy era.
With AI, AR, frictionless payments, and facial recognition technologies rapidly being deployed in the consumer retail industry, traditional business models are being completely disrupted. This article analyzes how these new technologies are reshaping platform competition, data value, and regulatory frameworks from the perspective of the digital economy.
By 2026, Mexico's fintech ecosystem has grown into the largest in Latin America and a globally leading market. This article analyzes how it leverages nearshoring, cross-border payments, and open finance to reshape the digital economy landscape, and discusses the implications for platform competition and regulatory evolution.
Under the disruptive impact of automation and artificial intelligence, Bangladesh's labor market is facing a structural crisis. Experts call for building a national consensus to promote coordinated reforms in education, industrial policy, and social security.
With over $40 billion in remittances and more than 300 fintech companies, the Philippines is deeply integrating digital payments, open banking, and central bank digital currency experiments to reshape Southeast Asia’s digital finance landscape. This article analyzes its business logic, platform competition, and regulatory innovation.
Five major events in fintech this week: Visa launches threat intelligence platform, VEON partners with Mastercard, AIB digital transformation, Revolut adjusts remote work policy, Elastic's role in fintech infrastructure. These events collectively reveal core trends such as digital payment security, inclusive finance, AI banking, talent strategy, and infrastructure restructuring.
In June 2026, the digital payments industry saw major consolidation: Canada's Nuvei acquired U.S.-based Payoneer for $275 million, while African payment platform Flutterwave completed its Series E funding round and partnered with Ripple to advance stablecoin payments. Meanwhile, Fiserv's leadership change and Robinhood's 10% workforce reduction highlight intensifying competition. This article analyzes how these events are reshaping the global payments ecosystem, platform competition, and business models.
Malta is transitioning from its early positioning as a "Blockchain Island" to a more comprehensive digital financial center, facing challenges such as regulatory credibility, international competition, and talent shortages.
This week's five major events in fintech — Blackcat restructures BaaS, Revolut promotes 'Made in Europe' talent, Visa deepens AI payments, Crossmint launches agent card payment API, Wells Fargo executives discuss AI's impact on employment — collectively reveal the profound impact of the integration of digital payments and AI on business models and competitive landscape.
Amid the industry discussion sparked by Publicis’s acquisition of LiveRamp, ad technology is shifting from emphasizing “neutrality” to emphasizing “transparency.” In the era of AI-driven ad delivery, data integration, and identity resolution, what truly determines a platform’s value is no longer just whether it is independent, but how data flows, how costs are allocated, and whether brands can clearly see the optimization logic. Starting from business models, platform competition, and regulatory trends, this article analyzes the long-term impact of this shift on the digital economy.
Monzo launches mobile services, Huawei Cloud emphasizes financial-grade AI, Mastercard bets on agentic AI, PingPong partners with Visa to expand commercial card payments, and Plaid launches income verification tools in Europe. Together, these moves point to a trend: fintech competition is shifting from single-point products to infrastructure competition centered on “payments + data + AI + scenarios.”
Based on observations of Malaysian enterprises’ digitalization process, this article analyzes why “adopting digital tools” does not equal “completing digital transformation,” and how this gap affects platform competition, business models, user behavior, and future regulation.