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Data And Regulation

Global data protection regulations see intensive updates: November 2025 regulatory developments reshape the digital economy

In November 2025, major global economies intensively released data protection and cybersecurity regulations. The EU's Digital Omnibus simplified GDPR, India's privacy law finally took effect, the UK introduced a cybersecurity bill, and China increased fines for violations. How are these developments affecting the digital economy?

Marcus Vance7 min read
Global Trends

Surge in research on sustainable development of the global digital economy: green transformation becomes the new business frontier

Based on the latest bibliometric research, the number of papers on sustainable development of the global digital economy has surged in the past two years, with carbon emissions and energy becoming core issues. This article analyzes the impact of this research shift on business models, platform competition, and regulation, and points out that green digitalization will become key to economic competition in the next decade.

Sophia Rossi7 min read
Data And Regulation

Global Cross-border Data Governance Shifting Toward Access Control: The Institutional Innovation Experiment in Shanghai Lingang

Rules for cross-border data flows in the global digital economy are shifting from "whether data can leave the country" to "whether it can be accessed." This article analyzes this paradigm shift and explores how Shanghai's Lingang New Area can provide replicable solutions for enterprises through institutional innovation.

Sophia Rossi7 min read
Fintech And Payments

Open banking market to reach $240.3 billion by 2035: data-driven financial ecosystem reshaping the global economy

According to the latest report from Precedence Research, the global open banking market size is expected to grow from $35.72 billion in 2025 to $240.31 billion in 2035, with a compound annual growth rate of 21%. Behind this growth are the combined drivers of the API economy, fintech, and regulatory frameworks. Open banking is becoming a core variable in the reconstruction of financial infrastructure in the digital economy era.

Julian Sterling8 min read
Fintech And Payments

Digital Finance and AI Agent Economy: Five Major Events Reveal New Landscape of Payment Infrastructure and Platform Competition

This week's five major events in fintech — Blackcat restructures BaaS, Revolut promotes 'Made in Europe' talent, Visa deepens AI payments, Crossmint launches agent card payment API, Wells Fargo executives discuss AI's impact on employment — collectively reveal the profound impact of the integration of digital payments and AI on business models and competitive landscape.

Marcus Vance7 min read